Tax-Smart & Legacy Giving

Ways to Support KDNK: A Quick Guide to Tax-Smart and Legacy Giving

At KDNK, your support keeps community radio thriving. Here are meaningful and tax-smart ways to give, with simple next steps for each option.

1. Qualified Charitable Distributions For donors age 70½ and older

What it is: Give up to $100,000 annually from your traditional IRA directly to KDNK.
Why it matters: Reduces taxable income and satisfies Required Minimum Distributions (RMDs).
How to start: Contact your IRA custodian and request a Qualified Charitable Distribution to KDNK. Provide them with our:
- Legal name: Carbondale Community Access Radio
- Mailing address: PO Box 1388 Carbondale, CO 81623
- EIN: 74-2224605

2. Donor-Advised Fund (DAF) Grants

What it is: Recommend a grant to KDNK through your donor-advised fund.
Why it matters: Streamlines giving, with tax benefits already received at the time of DAF funding.
How to start: Log in to your DAF provider (e.g., Fidelity, Schwab, or Aspen Community Foundation or another community foundation) and search for KDNK using our EIN: 74-2224605.

3. Bequests / Legacy Gifts

What it is: Leave a gift to KDNK in your will or living trust.
Why it matters: Creates a lasting legacy without impacting current finances.
How to start: Ask your attorney to include language like: "I give [specific amount or percentage] to KDNK Community Access Radio, EIN: 74-2224605.

4. Beneficiary Designations

What it is: Name KDNK as a beneficiary of your IRA, retirement plan, life insurance policy, or bank account.
Why it matters: Easy to update and avoids probate.
How to start: Request a beneficiary form from your account provider and designate KDNK as a full or partial beneficiary.

5. Gifts of Stock or Appreciated Securities

What it is: Transfer stocks, bonds, or mutual funds to KDNK.
Why it matters: Avoid capital gains taxes and receive a full-value charitable deduction.
How to start: Contact your broker to initiate a transfer and request KDNK's brokerage information by contacting Megan@KDNK.org or calling 970-963-0139.
- Legal name: Carbondale Community Access Radio
- Mailing address: PO Box 1388 Carbondale, CO 81623
- EIN: 74-2224605

6. Charitable Trusts

What it is: Use a charitable remainder or lead trust to benefit both KDNK and your heirs.
Why it matters: Provides income now or later while supporting KDNK long-term.
How to start: Work with a financial advisor or attorney to set up the trust structure.

7. Real Estate or Property Gifts

What it is: Donate real property or establish a retained life estate.
Why it matters: Unlocks significant value for KDNK and potential tax benefits.
How to start: Contact KDNK to discuss the property and potential giving structure.

8. Monthly Giving (Signal Sustainers)